(Under forberedelse) Delegert kommisjonsforordning om utfyllende bestemmelser til europaparlaments- og rådsdirektiv (EU) 2015/2366 om reguleringstekniske standarder om spesifiering av rammeverket for samarbeid og informasjonsutveksling mellom kompetente myndigheter i hjemlandet og vertslandet i forbindelse med overvåking av betalingstjenestetilbydere som utfører grensekryssende betalingstjenester
(Under development) Commission Delegated Regulation supplementing Directive (EU) 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards specifying the framework for cooperation and the exchange of information between competent authorities of the home Member State and the host Member State in the context of supervision of payment institutions exercising cross-border provision of payment services
Rapport med utkast til kommisjonsforordning vedtatt og sendt til Kommisjonen av Den europeiske banktilsynsmyndighet (EBA) 31.7.2018
BAKGRUNN (fra EBAs pressemelding 31.7.2018)
EBA publishes final draft technical standards on home-host cooperation under PSD2
The European Banking Authority (EBA) published today its final draft regulatory technical standards (RTS) specifying the framework for cooperation and the exchange of information between competent authorities under the revised Payment Services Directive (PSD2). The RTS also clarify the type of information as well as the templates to be used by payment institutions when reporting to the competent authorities of the host Member States on the payment business activities carried out in their territories. These RTS help consumers use payments services with confidence across the EU as they ensure consistent and efficient supervision of payment institutions operating across borders.
The proposed cooperation framework ensures consistent and efficient supervision of payment institutions operating across borders by specifying the procedure for the requests and replies for cooperation and exchange of information between competent authorities, including single contact points, language, standardised forms and timelines.
These RTS also set out the periodical reporting requirements, divided into two sets of information, which host competent authorities can request from payment institutions operating in their territories via agents or branches. The reporting requirements define the data breakdown, reporting periods, frequency and reporting deadlines. This periodical reporting provides the host competent authority with a better understanding of the payments market in the host Member State and helps the host competent authority monitor compliance with the provisions of national law transposing the PSD2.
These RTS have been developed in accordance with Article 29(6) of PSD2, which requires the EBA to specify the framework for cooperation and exchange of information between competent authorities of the home Member State and of the host Member State. They also specify the means and details of any reporting requested by host Members States from payment institutions on the payment business activities carried out in their territories.