BAKGRUNN (fra Kommisjonens pressemelding 1.8.2016)

 

European Commission launches consultation on the EU macro-prudential framework

 

The Commission services have today launched a public consultation to gather feedback and evidence on the functioning of the EU macro-prudential framework. The goal of the macro-prudential framework is to ensure the stability of the financial system as a whole and to allow EU Member States to address specific financial stability risks. As this complex framework was developed progressively over a number of years, we want to avoid any overlaps and inconsistencies that may have arisen between the various constituent parts. That is why with this consultation we are seeking the opinions of interested and affected groups, such as members of the industry, banks, trade bodies, interested academics, as well as consumer organisations. The framework is currently made up of five separate pieces of legislation: two European Systemic Risk Board (ESRB) Regulations, the Capital Requirements Directive IV (CRD IV), the Capital Requirements Regulation (CRR) and the Single Supervisory Mechanism (SSM) Regulation. By addressing all five component parts in a comprehensive review, we aim to eliminate any possible inconsistencies. The consultation will include a broad range of questions on narrowing and refining the scope of existing macro-prudential instruments (such as capital buffers), making the rules more consistent with one another, as well as examining the role and organisational structure of the ESRB and its relationship with the European Central Bank. The consultation will run from 1 August 2016 until 26 October 2016. More information can be found here.