Kommisjonens gjennomføringsforordning (EU) 2025/2338 av 20. november 2015 om endring av gjennomføringsforordning (EU) 2016/100 om fastsettelse av tekniske gjennomføringsstandarder for spesifisering av den felles beslutningsprosess med hensyn til søknader om visse tilsynsmessige tillatelser i samsvar med europaparlaments- og rådsforordning (EU) nr. 575/2013
Soliditetskrav til banker og verdipapirforetak: endringsbestemmelser om felles beslutningsprosess for tilsynsmessige tillatelser
Commission Implementing Regulation (EU) 2025/2338 of 20 November 2025 amending Implementing Regulation (EU) 2016/100 laying down implementing technical standards specifying the joint decision process with regard to the application for certain prudential permissions pursuant to Regulation (EU) No 575/2013 of the European Parliament and of the Council
Kommisjonsforordning publisert i EU-tidende 21.11.2025
Bakgrunn
(fra kommisjonsforordningen)
(1) Regulation (EU) 2024/1623 of the European Parliament and of the Council (2) replaced Title III of Part Three of Regulation (EU) No 575/2013, which had as a consequence the replacement of all existing approaches for estimating the own funds requirements for operational risk of institutions, including the Advanced Measurement Approach, with a single non-model-based method, namely the new standardised approach for operational risk.
(2) Commission Implementing Regulation (EU) 2016/100 (3), specifies the joint decision process with regard to the application for certain prudential permissions, including the Advanced Measurement Approach. Given the amendments to Title III of Part Three of Regulation (EU) No 575/2013, and in particular the replacement of the Advanced Measurement Approach with the new standardised approach for operational risk, it is necessary to amend Implementing Regulation (EU) 2016/100 to take into account those amendments.
(3) Commission Delegated Regulation (EU) 2025/1496 (4) inserted into Regulation (EU) No 575/2013 a new Article 520a, under which institutions are obliged to continue to apply Part Three, Title IV, and the market risk requirements of Articles 430, 430b, 445 and 455 of Regulation (EU) No 575/2013 in the version in force on 8 July 2024 until 1 January 2027. It follows that the reference to Article 363 of Regulation (EU) No 575/2013 concerning the permission to use internal models for the purpose of calculating own funds requirements for market risk should be maintained in this Regulation.
(4) This Regulation is based on the draft implementing technical standards submitted to the Commission by the European Banking Authority (EBA).
(5) EBA has conducted open public consultations on the draft implementing technical standards on which this Regulation is based, analysed the potential related costs and benefits and requested the advice of the Banking Stakeholder Group established in accordance with Article 37 of Regulation (EU) No 1093/2010 of the European Parliament and of the Council (5),